As a first step, the government must have decreed the region in a state of natural disaster. Indeed, an interministerial decree must recognize the state of natural or technological disaster so that insurers can start their work.
Insurance against natural disasters is included in the all accident damage guarantee or all risk insurance. It allows you to be compensated for damage due to disasters linked to natural events: earthquakes, floods, drought, landslides, etc.
This coverage is also valid within the framework of a so-called insurance contract. extended or extended third.
But beware ! Although covered by your insurance, in some cases the reimbursement may be reduced. Indeed, if theinsurer believes that the motorist was not careful, your charge may not be 100%. If you live in a department with meteorological vigilance, pay attention to your movements and prefer to park your car in a safe place.
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