Categories: Environment

Insuring your electric car will still be advantageous in 2024

If concerns were raised about potential increases in insurance costs for electric cars next year, it turns out that this will not be the case.

When you own a car, regardless of its engine, it is crucial to fulfill certain obligations. For instance, the vehicle must have up-to-date technical inspections, as well as be covered by insurance. It is not necessary to have comprehensive coverage, as third-party insurance is also sufficient. However, insurance is mandatory, and driving without coverage can result in severe penalties. The issue is that insurance is becoming increasingly expensive, regardless of the type of car you choose.

A more favorable price

However, motorists who choose an electric car will benefit from a slight advantage. They can enjoy an exemption from the special tax on insurance agreements (TSCA), enabling them to make significant savings. It was initially announced that this advantage would disappear next year, leading to an increase in insurance premiums for electric cars. Yet, there are now reports that this advantage will be extended.

What amount?

In fact, individuals who purchase an electric car next year will receive a total exemption from TSCA for the first year. This will decrease to 50% the following year before reducing to 0% two years after the purchase. This allows for an average saving of 12 to 15% on the insurance premium amount, depending on the vehicle type and contract. This is positive news, particularly in the current challenging economic climate!

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